How to Manage Your Earnings and Expenses with a Simple Spreadsheet Calendar

In today's fast-paced world, managing your finances can be challenging, especially if you have inconsistent income or are short on cash. That's why I created this spreadsheet calendar to help you record your earnings and expenses and automatically calculate your daily balance.


Getting Started

To begin, you'll need to record your starting balance on the first of each month. This could be your available cash or the balance in your checking account. 

Please note that your data is secure and private; no one can access it unless you share your computer or spreadsheet.

Recording Transactions

Throughout the month, you'll see your balance remains the same until you enter a new transaction. Each transaction will update the balance automatically. 

Here's how it works:

  • Spending: Record your spending with a minus sign before the transaction amount. These entries will appear in red.

  • Earnings or Deposits: Record your earnings or deposits without a minus sign. These entries will appear in green.

Benefits of the Spreadsheet

This tool is designed to help you plan ahead by moving bills or postponing spending until you deposit more money. It's especially useful for:

  • People with inconsistent income

  • Those short of cash

  • Anyone needing better bill and spending management

Who Can Benefit from This Tool

This spreadsheet is beneficial for a variety of individuals:

  1. People with Inconsistent Income: Those whose income fluctuates, such as freelancers, gig workers, or commission-based employees, can use this tool to manage their finances more effectively by planning their expenses around their earnings.

  2. Budget-Conscious Individuals: Anyone looking to gain better control over their spending and budget can benefit from the clarity and organization this spreadsheet provides.

  3. Students: Students managing limited funds can track their expenses and ensure they don't overspend.

  4. Small Business Owners: This tool can help small business owners monitor their daily cash flow, which is crucial for maintaining a healthy business.

  5. People New to Budgeting: Beginners who are just starting to take control of their finances will find this spreadsheet easy to use and understand.

  6. Families: Families looking to track and manage household expenses can use this tool to ensure they stay within their budget.

How to Use the Spreadsheet

The spreadsheet is beginner-friendly. To use it, simply change the date in the yellow cell (S2) and record all your transactions for the day on the appropriate date. You can get a copy of the spreadsheet here.

Thank you for your support!

I'm thrilled to share that this blog has had over 1,000 visitors and is averaging 100 monthly visitors. Our YouTube channel, associated with this blog, has garnered 1,977 views with 7 subscribers. Thank you for your support!

Stay Updated

I occasionally publish new posts, videos, and spreadsheets, so stay tuned. I don’t collect emails, so I recommend bookmarking this blog post and visiting from time to time to check for updates.

In conclusion, I hope you find this spreadsheet useful. Feel free to share this post or video with your contacts—it might be helpful to them as well. Your support is greatly appreciated!

Comments

Post a Comment

Popular posts from this blog

Calculate Liturgical Dates in Seconds with This Spreadsheet!

Image
Hello! Here is a new spreadsheet designed to help you determine the dates of events in the liturgical calendar. This tool provides the necessary calculations for each event using the Golden Number year.  Image of the actual spreadsheet The spreadsheet includes three sheets: The main sheet is named "Sheet1." Two additional sheets that can be hidden. Demo video Main image How to Use the Spreadsheet Get Your Free Copy :  Use this link to copy the spreadsheet from my Gumroad shop. You will be prompted to make a copy. Enter the Year: On your copy, find cell C2 highlighted in yellow . This is the only cell where you need to enter the year. Automatic Update: Enter the year, and the spreadsheet will automatically update the dates. You can use any year from 1900 to 9998 . For Developers If you are a developer and need data in JSON array format, use this , which generates the data in a read-only API. Feel free to generate as much data as you need, but please do not use the provided...
Read more

Make Holidays Easy: Exploring the US Federal Holidays Year Spreadsheet

Image
  Saving Time with the US Federal Holidays Year Spreadsheet - Here's How! The US Federal Holidays Year Spreadsheet is a tool designed to quickly calculate the dates of federal holidays. Simply input the year in cell C2, and the dates will automatically update. There are 11 federal holidays in the USA. Image of the actual spreadsheet DEMO From Spreadsheet to JSON: Streamlining Federal Holiday Dates for Programmers This spreadsheet is also useful for programmers to generate data in JSON format, functioning like an API. Use the link provided to get the data. Please do not use the link directly in your web or app projects. Image of the actual data This spreadsheet is free for a limited time and can be copied instantly via my Gumroad shop .
Read more

Screen & Scan: Your Ultimate Stock Filtering Spreadsheet 📊

Image
Screen & Scan: Your Ultimate Stock Filtering Spreadsheet 📊 Image of the actual spreadsheet If you're looking for a simple and easy-to-use stock screener or scanner, you've come to the right place! Though they might be called different names, both tools share the same objective: to filter a list of stocks based on one or multiple criteria. What's the Difference? 🤔 Imagine you have a list of 100 stocks in no particular order and want to find the top 20 based on their trading price. A screener and a scanner will provide you with this list of 20 stocks. However, the scanner will go a step further and rank them for you. Introducing My Spreadsheet 📈 I made this spreadsheet that can function as both a scanner and a screener. This tool allows you to input your stock database and filter the data based on criteria such as as volume and price. Here’s how you can use it: Input Your Stock Data : In the “stocks_db” sheet, enter the ticker name or symbol. If the ticker already exis...
Read more